Orchyze
The central hub that seamlessly integrates financial operations, connecting lending, compensation, and cross-border transactions into a unified ecosystem.
Orchyze
Smart Payments
Optimized Costs
Optimized Costs
The all-in one solution to automate and take control of your worldwide payments and collections.
All in one single integration
Fit your needs with our all-in-one platform.
Compensaylor
Automates compensation, ensuring accuracy, transparency, and compliance. From payroll to settlements, we handle the complexities so you can focus on what matters.
Crosschyze
Enables seamless international transactions with low fees and high-speed processing. Whether sending or receiving money across borders, we make global payments effortless.
Lendyloan
Simplifies access to credit with fast, secure, and tailored lending solutions. Whether you need personal or business financing, our platform ensures quick approvals and fair terms.
More Than A Solution
An international airline processes ticket payments in multiple countries using various payment providers and acquirers.
• Smart Routing
Orchyze leverages artificial intelligence to analyze, in real time, the processing fees of different payment providers and acquirers based on the transaction's country and issuing entity. It automatically selects the most cost-effective provider for each transaction, significantly reducing payment processing fees.
• Centralized Reporting
All payment data is consolidated into a single report, providing the airline with a clear overview of revenues, costs, and cash flows across regions. This simplifies financial oversight and supports strategic decision-making.
• Outcome
The airline reduces processing costs, optimizes cash flow, and enhances its global financial management.
Scenario: A Company with global service operates in three regions: United States, Germany, and Brazil, with varying revenue and expense needs across locations.
United States: Surplus of $1,000,000 in subscription revenue.
Germany: Deficit of $200,000 due to local operational costs.
Brazil: Needs $300,000 to fund a regional content licensing agreement.
• Compensaylor - Decision Optimization
Compensaylor analyzes real-time data using AI, including conversion fees, wire fees, and local borrowing rates.
For Germany, it determines that transferring funds from the U.S. via Crosschyze is the most cost-effective option.
For Brazil, it recommends financing through Lendyloan, as local lending offers better rates than transferring funds crossborder.
• Crosschyze - Crossborder Transfer
Executes a $200,000 transfer from the U.S. to Germany. The smart routing feature ensures the transaction uses the lowest fees available.
• Lendyloan - Local Financing
Provides $300,000 in financing to Brazil, ensuring timely funding for the licensing agreement while avoiding high international transfer fees.
Scenario: A global company operates in the U.S., India, and Germany, working with suppliers in multiple countries. Each month, the retailer needs to pay dozens of suppliers in local currencies while keeping operational costs low and ensuring timely payments.
• Supplier Payment Orchestration with Orchyze
The retailer uses Orchyze to automate the dispersion of funds to its suppliers.
The platform selects the most cost-effective payment providers for each supplier based on real-time analysis of fees and processing times, ensuring reduced transaction costs.
• Batch Payments
With Orchyze, the retailer consolidates payments into batches, streamlining the process and reducing administrative workload.
• Crossborder Transfers with Crosschyze
For suppliers in countries without sufficient local funds, Crosschyze facilitates crossborder transfers. Using smart routing, it minimizes conversion fees and transfer costs while ensuring quick settlements.
• Centralized Reporting
All transactions are tracked and reported through a centralized dashboard, giving the retailer complete visibility into its payment processes, helping it identify trends and potential cost-saving opportunities.
ORCHYZE
"We use IA to save up to 50% of transaction costs for each payment operation."
What We Do
We reduce transaction costs. ORCHYZE simplifies the integration and management of multiple payment providers and acquirers, optimizing payment processes while significantly reducing transaction costs.
How We Do It
Orchyze acts as an intelligent orchestrator that analyzes a merchant's contracts with banks, acquirers, and payment service providers. Using AI, it automatically selects the most cost-effective channel to process payments based on the payment method (transfers, digital wallets, credit cards, etc.) while considering key data such as the issuing entity, transaction type, and country of issuance. Its goal is to ensure payment, reduce transaction costs, and accelerate processing times.
Key Benefits
Cost Savings
Reduces up to 50% in transaction costs.
Simplified Management
Integrates multiple providers through a single API.
Smart Optimization
Automatically selects the most efficient and cost-effective channel.
Faster Processing
Speeds up payments with minimal latency.
Scalable and Flexible
Supports various payment methods and regions.
How It Works
ORCHYZE connects to a merchant's existing payment infrastructure and integrates with multiple acquirers, banks, and payment service providers through a single API. It continuously collects and analyzes real-time transaction data using AI algorithms, selecting the optimal payment channel based on predefined parameters like cost, success rate, and processing speed. The system dynamically routes transactions, ensuring seamless payment processing, minimal latency, and maximum efficiency.
What Merchants Need to Provide for Setup
- Access to Your Payment Infrastructure: Provide integration credentials for your payment providers, acquirers, and banks.
- Merchant Agreements: Share copies of your contracts with financial institutions to analyze terms and conditions for cost optimization.
- Transaction Data: Grant access to historical transaction data to train and fine-tune our AI algorithms for optimal routing.
- Technical Support: Designate a point of contact from your technical team to facilitate the integration process.
- Collaboration: Work with us to define specific business rules, priorities, and KPIs to tailor the system to your needs.
Example for Airlines with Orchyze Smart Routing
An international airline processes ticket payments in multiple countries using various payment providers and acquirers.
1
Smart Routing
Orchyze leverages artificial intelligence to analyze, in real time, the processing fees of different payment providers and acquirers based on the transaction's country and issuing entity. It automatically selects the most cost-effective provider for each transaction, significantly reducing payment processing fees.
2
Centralized Reporting
All payment data is consolidated into a single report, providing the airline with a clear overview of revenues, costs, and cash flows across regions. This simplifies financial oversight and supports strategic decision-making.
Outcome:
The airline reduces processing costs, optimizes cash flow, and enhances its global financial management.