More Than A Solution

An international airline processes ticket payments in multiple countries using various payment providers and acquirers.

• Smart Routing

Orchyze leverages artificial intelligence to analyze, in real time, the processing fees of different payment providers and acquirers based on the transaction's country and issuing entity. It automatically selects the most cost-effective provider for each transaction, significantly reducing payment processing fees.

• Centralized Reporting

All payment data is consolidated into a single report, providing the airline with a clear overview of revenues, costs, and cash flows across regions. This simplifies financial oversight and supports strategic decision-making.

• Outcome

The airline reduces processing costs, optimizes cash flow, and enhances its global financial management.

Scenario: A Company with global service operates in three regions: United States, Germany, and Brazil, with varying revenue and expense needs across locations.

United States: Surplus of $1,000,000 in subscription revenue.

Germany: Deficit of $200,000 due to local operational costs.

Brazil: Needs $300,000 to fund a regional content licensing agreement.

• Compensaylor - Decision Optimization

Compensaylor analyzes real-time data using AI, including conversion fees, wire fees, and local borrowing rates.

For Germany, it determines that transferring funds from the U.S. via Crosschyze is the most cost-effective option.

For Brazil, it recommends financing through Lendyloan, as local lending offers better rates than transferring funds crossborder.

• Crosschyze - Crossborder Transfer

Executes a $200,000 transfer from the U.S. to Germany. The smart routing feature ensures the transaction uses the lowest fees available.

• Lendyloan - Local Financing

Provides $300,000 in financing to Brazil, ensuring timely funding for the licensing agreement while avoiding high international transfer fees.

Scenario: A global company operates in the U.S., India, and Germany, working with suppliers in multiple countries. Each month, the retailer needs to pay dozens of suppliers in local currencies while keeping operational costs low and ensuring timely payments.

• Supplier Payment Orchestration with Orchyze

The retailer uses Orchyze to automate the dispersion of funds to its suppliers.

The platform selects the most cost-effective payment providers for each supplier based on real-time analysis of fees and processing times, ensuring reduced transaction costs.

• Batch Payments

With Orchyze, the retailer consolidates payments into batches, streamlining the process and reducing administrative workload.

• Crossborder Transfers with Crosschyze

For suppliers in countries without sufficient local funds, Crosschyze facilitates crossborder transfers. Using smart routing, it minimizes conversion fees and transfer costs while ensuring quick settlements.

• Centralized Reporting

All transactions are tracked and reported through a centralized dashboard, giving the retailer complete visibility into its payment processes, helping it identify trends and potential cost-saving opportunities.