Orchyze
The central hub that seamlessly integrates financial operations, connecting lending, compensation, and cross-border transactions into a unified ecosystem.
Compensaylor
Smart Balance
Global Compensation
Global Compensation
Optimize fund movements between your international companies with intelligent balance compensation solutions.
All in one single integration
Fit your needs with our all-in-one platform.
Compensaylor
Automates compensation, ensuring accuracy, transparency, and compliance. From payroll to settlements, we handle the complexities so you can focus on what matters.
Crosschyze
Enables seamless international transactions with low fees and high-speed processing. Whether sending or receiving money across borders, we make global payments effortless.
Lendyloan
Simplifies access to credit with fast, secure, and tailored lending solutions. Whether you need personal or business financing, our platform ensures quick approvals and fair terms.
More Than A Solution
An international airline processes ticket payments in multiple countries using various payment providers and acquirers.
• Smart Routing
Orchyze leverages artificial intelligence to analyze, in real time, the processing fees of different payment providers and acquirers based on the transaction's country and issuing entity. It automatically selects the most cost-effective provider for each transaction, significantly reducing payment processing fees.
• Centralized Reporting
All payment data is consolidated into a single report, providing the airline with a clear overview of revenues, costs, and cash flows across regions. This simplifies financial oversight and supports strategic decision-making.
• Outcome
The airline reduces processing costs, optimizes cash flow, and enhances its global financial management.
Scenario: A Company with global service operates in three regions: United States, Germany, and Brazil, with varying revenue and expense needs across locations.
United States: Surplus of $1,000,000 in subscription revenue.
Germany: Deficit of $200,000 due to local operational costs.
Brazil: Needs $300,000 to fund a regional content licensing agreement.
• Compensaylor - Decision Optimization
Compensaylor analyzes real-time data using AI, including conversion fees, wire fees, and local borrowing rates.
For Germany, it determines that transferring funds from the U.S. via Crosschyze is the most cost-effective option.
For Brazil, it recommends financing through Lendyloan, as local lending offers better rates than transferring funds crossborder.
• Crosschyze - Crossborder Transfer
Executes a $200,000 transfer from the U.S. to Germany. The smart routing feature ensures the transaction uses the lowest fees available.
• Lendyloan - Local Financing
Provides $300,000 in financing to Brazil, ensuring timely funding for the licensing agreement while avoiding high international transfer fees.
Scenario: A global company operates in the U.S., India, and Germany, working with suppliers in multiple countries. Each month, the retailer needs to pay dozens of suppliers in local currencies while keeping operational costs low and ensuring timely payments.
• Supplier Payment Orchestration with Orchyze
The retailer uses Orchyze to automate the dispersion of funds to its suppliers.
The platform selects the most cost-effective payment providers for each supplier based on real-time analysis of fees and processing times, ensuring reduced transaction costs.
• Batch Payments
With Orchyze, the retailer consolidates payments into batches, streamlining the process and reducing administrative workload.
• Crossborder Transfers with Crosschyze
For suppliers in countries without sufficient local funds, Crosschyze facilitates crossborder transfers. Using smart routing, it minimizes conversion fees and transfer costs while ensuring quick settlements.
• Centralized Reporting
All transactions are tracked and reported through a centralized dashboard, giving the retailer complete visibility into its payment processes, helping it identify trends and potential cost-saving opportunities.
COMPENSAYLOR
"The Smart Solution for Global Balance Compensation"
What We Do
Compensaylor is an advanced solution designed to facilitate balance compensation among companies operating in different countries. Our platform uses artificial intelligence to optimize fund movements and minimize costs, ensuring that financial flows are fast, efficient, and strategic.
How We Do It
Our solution combines the power of Crosschyze and Lendyloan to ensure real-time fund availability at the lowest possible cost, maximizing your company's financial efficiency. With artificial intelligence, we analyze in real time whether it is more advantageous for a local company to secure financing through Lendyloan or perform a crossborder transfer from another branch. This analysis considers key factors such as current conversion fees and wire fees, ensuring the most cost-effective and efficient option.
Key Benefits
Cost Reduction
Minimize fees related to transfers and conversions.
Cash Flow Optimization
Balance funds between companies with precision.
Operational Efficiency
Automate decisions and processes to save time and resources.
Financial Flexibility
Access local financing through Lendyloan or use Crosschyze for crossborder transfers as needed.
Centralized Reporting
Gain better visibility and control over global financial operations.
How It Works
Intelligent Analysis: Artificial intelligence evaluates exchange rates, transfer fees, and financing options in real-time. Efficient Integration: Compensaylor operates on Crosschyze and Lendyloan, combining balance compensation, local lending, and crossborder transfers. Automated Processes: We automate decision-making and fund movements for speed and accuracy.
What Merchants Need to Provide for Setup
- Financial Information: Details of bank accounts, available balances, and existing contracts with banks and payment providers.
- System Integration: Access to administrative systems or ERPs to consolidate data.
- International Permits: Authorizations to conduct crossborder transfers and inter-country compensations.
- Initial Configuration: Set internal policies for compensation and financing priorities.
For Any Worldwide Company - How the Solutions Work Together
A Company with global service operates in three regions: United States, Germany, and Brazil, with varying revenue and expense needs across locations.
Scenario
- United States: Surplus of $1,000,000 in subscription revenue.
- Germany: Deficit of $200,000 due to local operational costs.
- Brazil: Needs $300,000 to fund a regional content licensing agreement.
1
Compensaylor – Decision Optimization
- Compensaylor analyzes real-time data using AI, including conversion fees, wire fees, and local borrowing rates.
- For Germany, it determines that transferring funds from the U.S. via Crosschyze is the most cost-effective option.
- For Brazil, it recommends financing through Lendyloan, as local lending offers better rates than transferring funds crossborder.
2
Crosschyze – Crossborder Transfer
Executes a $200,000 transfer from the U.S. to Germany. The smart routing feature ensures the transaction uses the lowest fees available.
3
Lendyloan – Local Financing
Provides $300,000 in financing to Brazil, ensuring timely funding for the licensing agreement while avoiding high international transfer fees.
